• Interest-earning dividends
• Death Benefit Protection until age 100
• Minimum initial outlay of Php 20,000
• Issue Age

	Minimum	Maximum
Single Pay	3 months old	70 years old
5- Pay	3 months old	70 years old
10- Pay	3 months old	70 years old
20- Pay	3 months old	70 years old

• Premium Payment Term

	Payment Terms	Minimum Premium
Single Pay	1 Lump Sum	Php 65,000
5- Pay	5 years	Php 20,000
10- Pay	10 years	Php 20,000
20- Pay	20 years	Php 20,000

• Anticipated Endowment equivalent to 12% of the Sum Assured at the end of every 3 years shall be received by the policy owner/ insured for life
• Upon death of the insured, Death Benefit equal to the Sum Assured plus any accumulated dividends less any policy loans shall be paid to the beneficiaries
• Non-Forfeiture Options - in case of non-payment of premiums, cash values can be used in either of the following:

• Apply for an automatic premium loan
• Surrender the policy for its cash values
• Convert into a non-participating reduced paid-up insurance policy

• Dividend Options - the insured may receive the dividends under the following options:

• Cash
• Leave dividends with the company to accumulate with interest
• Apply dividends to reduce premium due
• Use dividend to purchase a paid-up addition insurance coverage without increasing the premium

• Riders that can be attached to the PPA:

• Accidental Death and Dismemberment (AD&D)
• Accidental Death Benefit (ADB)
• Special Accident Rider (SAR)
• Waiver of Premium on Disability (WOP)
• Payor's Benefit Rider (PBR)
• Dreaded Disease Rider (DDR)
• Living Benefit Rider (LBR)
• Flexi Fund Rider (FFR)
• Renewable & Convertible Term Rider (TR)

Dollar Wealth Accumulator

More than your usual time deposits, it's a 2-in-1 savings and insurance plan - and it's in dollars! With guaranteed returns, this plan is 12 years to mature. It also guarantees cash allowances on the 4th and 8th years. Comes in GOLD and PLATINUM.

Empire Builder

A perfect plan for dollar earners with the advantage of affordable premiums

• Permanent Life Policy that provides lifetime protection with a built-in savings and investment component
• It may be Single pay, 5-pay, 10-pay, 15-pay, and 20-pay
• With riders

Wallstreet Gold

A plan designed for dollar earners who want to receive guaranteed cash periodically and use in accordance with their hearts content.

• Combination of whole life policy with anticipated endowments
• A participating permanent life policy that provides lifetime protection and guarantees anticipated payments starting on the 5th policy year, and every 5 years thereafter, which is equivalent to 20% of the policy's face amount
• With riders

Peso Prime Builder

Hard working parents who want to secure their children and children's children's future, Peso Prime Builder is the perfect plan to meet that goal. With the advantage of a short investment period coupled with very attractive rates of return, it can be used to start a business, fund for education and even to create an estate.

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